Heritage Savings &
Credit Union Inc. is a full service, member-owned financial
institution, located in Chatham, Ontario.
We are an open Community
Bond credit union, including anyone living and working in the
Municipality of Chatham-Kent. In February 2004, we reopened our
newly renovated branch at 318 Merritt Ave in Chatham, to share our
exceptional services with everyone in Chatham-Kent.
Our Mission is to be the
primary source of financial products and services for our
member-owners by providing:
- A full range of products and services at
competitive, affordable prices
- Superior service through a knowledgeable,
personable and professional staff
- Commitment and support to community programs
and services
Heritage
Savings & Credit Union Inc. is a financial institution which is
owned, directed and controlled by its member-owners. The Board of
Directors of Heritage Savings & Credit Union Inc. are
accountable for directing the affairs of the credit union in the
best interest of the membership, following governing legislation
by-laws and policy, in order to achieve the goals and objectives of
the credit union.
Each
year at the Annual General Meeting, the member-owners elect from
amongst themselves a Board of Directors to represent them and
provide governance for the credit union throughout the year.
Heritage Saving's Board is made up of nine (9) directors who are
elected for a 3-year term, with 3 directors being eligible for
re-election each year. Once elected by the member-owners, the Board
of Directors is responsible for the overall governance of the credit
union. The General Manager is hired by the Board to oversee the day
to day operations of the credit union.
Board
and Management are responsible for establishing the operational
standards, strategic plans and objectives to ensure the credit union
remains economically viable and an attractive financial solution for
member-owners.
At
Heritage Savings, the Board appoints directors and staff to
sub-committees which have separate areas of responsibilities, part
of which is to make regular reports and recommendations to the
Board.